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 Ուրբաթ, 18 Ապրիլի 2014

Էրիկ Աբրահամյան

«ՎՏԲ-Հայաստան Բանկը» մանրածախ վարկավորման ընթացակարգերի պարզեցման շնորհիվ ավելի քան 70%-ով ավելացրել է ավտովարկերի պորտֆելը

«ՎՏԲ-Հայաստան Բանկը» մանրածախ վարկավորման ընթացակարգերի պարզեցման շնորհիվ ավելի քան 70%-ով ավելացրել է ավտովարկերի պորտֆելը

«ՎՏԲ-Հայաստան Բանկը» 2013 թվականին
արձանագրել է ավտովարկավորման ամենաինտենսիվ աճը Հայաստանի բանկերի շրջանում:
Անցած տարի բանկի ավտովարկերի պորտֆելի աճը գերազանցել է 70%-ը, իսկ բացարձակ
մեծությունը`  3.4 մլրդ դրամը:


Բանկային ավտովարկավորման շուկայում «ՎՏԲ-Հայաստան Բանկի» բաժինը գերազանցնում է 20%-ը. Ավտովարկերի պորտֆելի գծով բանկը շուկայի առաջատար եռյակում է:


Ինչպես ԱրմԻնֆո-ի թղթակցի հետ զրույցում նշել է «ՎՏԲ-Հայաստան Բանկի» գլխավոր տնօրեն-տնօրինության նախագահ Յուրի Գուսևը, բանկի կողմից ավտովարկավորման աճն ապահովվել
է մանրածախ վարկավորման ընթացակարգերի պարզեցման շնորհիվ: «2013 թվականին մանրածախ
բիզնեսում բանկի աշխատանքը նպատաակաուղղված է ոչ միայն ցուցանիշների աճին, այլ,
նախևառաջ, մանրածախ ապրանքների շարքի կատարելագործմանը, վաճառքի այլընտրանքային
ուղիների զարգացմանը և հաճախորդների սպասարկման որակի բարձրացմանը», - նշել է
Յու.Գուսևը:


 


2013 թվականի վերջին «ՎՏԲ-Հայաստան Բանկը» ՀՀ բանկերի շրջանում առաջին տեղն է զբաղեցրել ընդհանուր վարկերի ցուցանիշով` զբաղեցնելով բանկային վարկավորման շուկայի 12.2%-ը:


Միջազգային ֆինանսական հաշվետվության
ստանդարտներին (ՄՖՀՍ) համապատասխան հրապարակված «ՎՏԲ-Հայաստան Բանկի» ֆինանսական արդյունքների համաձայն, բանկի ընդհանուր վարկային պորտֆելը
(վարկեր և փոխառությունները
հաճախորդներին մինչև պահուստները) 2013թ.-ին աճել է 38.1%` հասնելով մինչև 232.1 մլրդ ՀՀ դրամ կամ ընդհանուր ակտիվների 76.8%:


Բանկը պահպանել է նաև երկրորդ տեղը
մանրածախ վարկավորման ցուցանիշներով, 2013 թվականին դրա ծավալն ավելացնելով 35,5 %-ով` մինչև 88.1 մլրդ դրամ: Մանրածախ վարկավորման
շուկայում բանկի բաժինը հասել է 14,8%-ի:


«ՎՏԲ-Հայաստան Բանկ» ՓԲԸ ՎՏԲ միջազգային ֆինանսական խմբի մասնակից է դարձել 2004թ. ապրիլին: «ՎՏԲ Բանկ» ԲԲԸ հանդիսանում է «ՎՏԲ-Հայաստան Բանկ» ՓԲԸ 100% բաժնետոմսերի փաթեթի միանձնյա բաժնետերը: Բանկը հիմնական ցուցանիշների մի ամբողջ շարքով մշտապես ներառվում է ՀՀ բանկային համակարգի առաջատարների թվի մեջ: Ներկա դրությամբ բանկն ունի ամենալայն մասնաճյուղային ցանցը ողջ երկրում` 67 մասնաճյուղ:

ԱՎԵԼԱՑՆԵԼ ՄԵԿՆԱԲԱՆՈՒԹՅՈՒՆ
Ներմուծեք թվանշաններն     

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